Here’s Jia! They’re a startup offering invoice financing to small businesses in emerging markets like Kenya and the Philippines. 

• They recently raised $3M. 

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Investor check. Coinbase Ventures, Stellar Development Foundation, A100x Ventures, TCG, and Hashed Emergent joined the round.

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🍎 The ABCs of Jia

Founded in 2022, Jia helps small businesses access working capital without requiring collateral.

SMEs owners can upload their unpaid invoices to Jia’s system and get funded quickly without relying on traditional banks or informal lenders.

• Jia has an AI credit underwriting engine called Ossicone that assesses creditworthiness based on transaction data such as invoices, payment history, and cash flow, rather than collateral. 

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How it works. Jia connects SMEs to global capital through global stablecoin rails. 

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🧐 What’s with the $$$? 

They’re set to empower more small-scale entrepreneurs in emerging markets with additional business banking and cash-flow tools.